Talk:Qum D'umpe/@comment-181.164.125.80-20170210185909/@comment-723099-20170211173446

15k quickly snowballs up. With this you can get Bank, Premium Steel, Mine and Stineford Magic Trade (All of them have great ProN returns) without taking extra money from Megail (Which costs you 50k during Megail's Path and 100k after Reunion - very bad choice IMO). It makes becoming Core Bank Lender in 2 banks (Ardford and either Ivalan or Yhilin; getting Yhilin also grants Acceptance) after Reunion worthwile.

You can get all Summit votes in your favour, get Deeds of Vinario, and Merchant Guid Membership while missing only 1 Core Bank Lender (out of 3) and either Premium Steel Full Partner (and investing at most 50k in Silent Knights) or Ardford Supplier (and investing at most 10k in Silent Knights) in that investment round while also getting perfect BoY outcome as far as Chaos, Colateral Damage and Victory Points goes (you can even get to 0 chaos and 0 CD without spending and discretionary funds) while also getting hefty Acceptance and Army Size (it was +4 or +5 out of +7 possible). Qum's also close to being maxed already at the end of 2.4 release for me.

I'm pretty sure as far as mechanical benefits and optimization goes, whoring her is the best choice. The only reasons not to whore her are moral ones. Also, I think that whoring her is not really against Simon's character given how he decides to kill and rob pub owner in the begining of the game and kill bank clerk in Yhilin (asuming you made Trin copy him) to raise funds.