Board Thread:The Last Sovereign Discussion/@comment-35006067-20180712181054/@comment-35006067-20190728200549

I only have the Ardan bank (bought at minimal price) in my default playthrough before Chapter 4. However I did invest in all trades. Never did the maths to check if that was the best solution actually but they seemed like a very good source of country points that pay for itself. However, thinking about it, maybe one of them could be efficiently switched with the Eustrin guild...

33% is okay, but not much more, especially as it doesn't come with any extra stats. For the same price, probably better to buy Stineford Weapon Store + Mushroom + some utility stuff, or to scrap 150k more to target the Eustrin guild and its ~42% return rate.