Board Thread:Questions and Answers/@comment-2607:FEA8:64C0:B90:A050:BDC9:33DA:FD16-20200205174410/@comment-39403387-20200205211722

Yeah, i'm sorry to say that you've likely missed some vital decisions and conversations that have snowballed into you missing 137,500. Keep in mind that the entire game is based around secret stats and threshholds for those stats, which are checked at various points in the game, and lead to different outcomes depending on how well you are doing. Missing an important npc or two, or an investment in chapter 1 can snowball into 137,500pron in chapter 3.

If you upload your save i'm almost certain someone more technically skilled than me can tell you exactly what went wrong.