Board Thread:The Last Sovereign Discussion/@comment-35006067-20200303125945/@comment-39403387-20200303190635

The Scoutman wrote:

Mercenary Flotilla on the other hand... It can serve a useful purpose In a few scenarios. For instance you can't reduce the cost of the Ardan Bank to 300,000 unless you invest in it, during chapter 2, which significantly increased my early chapter 4 returns in my latest playthrough, since I had already bought nearly everything in Ardford before Gawnfall. (missing only the ardford supplier)

Though admitedly, it is a very niche purpose.